Bishop · Foreclosure & auctions

Foreclosure and auctions in Bishop

Bishop requires the owner of any vacant building, not only foreclosures, to register within 30 days after it becomes vacant, or 10 days after enforcement official notice, whichever is first. Foreclosure steps and auctions follow state law.

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Key points

Registration: Owners of any vacant building register within 30 days of vacancy or 10 days after official notice, whichever is first, and renew yearly.
Fees: A registration processing fee is due at registration, renewal or removal, and a monitoring fee at registration and quarterly; the code states no amounts.
Local manager: A corporation or out-of-area beneficiary, trustee or owner must name a local property management company or agent. Vacant buildings need inspection at least weekly.
Upkeep: Keep landscaping alive and the exterior intact and clean, remove trash, debris, personal property and graffiti, and secure the property against unauthorized access.
Notice of default: If a notice of default has been issued, the registration must include the beneficiary or trustee on the deed of trust.
State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.

Each rule below is marked Bishop code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Bishop code What Bishop's code adds
Local contact	Yes. Name a local property management company or agent responsible for security, maintenance and monitoring. Applies: Applies to a corporation or an out-of-area beneficiary, trustee or owner. § 8.07.050 · code text In the case of a corporation or out of area beneficiary or trustee or owner, the local property management company or agent responsible for the security, maintenance, and monitoring of the property shall be included.
Upkeep duties	Keep landscaping and plants alive, growing and healthy. Keep the exterior well maintained: finishes, doors, roofing, windows and paint intact, with no cracks, peeling, rust or worn areas. Remove exterior trash, debris, personal property and graffiti. Comply with applicable codes, prevent criminal activity, and secure the property against unauthorized access. Applies: Applies to vacant buildings. § 8.07.070 · code text Landscaping and plant material alive, growing, and healthy. Have the vacant building inspected at least weekly for compliance with the maintenance standards. Applies: Applies to vacant buildings. § 8.07.060 · code text The owner of a vacant building shall cause it to be inspected at least weekly for compliance with the maintenance standards of this chapter.
Deadline to register	Register within 30 days after the building becomes vacant, or ten days after enforcement official notice, whichever is first. Applies: Applies to the owner of any vacant building (not only foreclosures). § 8.07.050 · code text Within 30 days after it has become vacant; or Register every year. Applies: Applies to the owner of any vacant building (not only foreclosures). Renew each year while the building stays vacant. § 8.07.050 · code text Annually after 1. or 2., for as long as the building remains vacant.
Registration fee	A registration processing fee is due at registration, renewal or removal from registration. The code does not state the amount. Applies: Applies to the owner of a vacant building. § 8.07.080 · code text Vacant building registration processing fee: at the time of submitting an application for vacant building registration, renewal of vacant building registration, or removal from registration. A monitoring fee is due at registration and quarterly while the building stays vacant. The code gives no amount. Applies: Applies to the owner of a vacant building. § 8.07.080 · code text Vacant building monitoring fee: at the time of submitting a registration for vacant building registration, and quarterly thereafter while the building remains vacant.
Registration	Yes, registration is required. Applies: Applies to the owner of any vacant building (not only foreclosures). § 8.07.050 · code text The property owner of a vacant building shall register it in accordance with this section: Include the beneficiary or trustee on the deed of trust in the registration. Applies: Applies if a notice of default has been issued. § 8.07.050 · code text If a notice of default has been issued, the name, address, and daytime phone number of the beneficiary or trustee on the deed of trust shall be included.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Bishop?

Owners of any vacant building register within 30 days of vacancy or 10 days after official notice, whichever is first, and renew yearly. A registration processing fee is due at registration, renewal or removal, and a monitoring fee at registration and quarterly; the code states no amounts. A corporation or out-of-area beneficiary, trustee or owner must name a local property management company or agent. Vacant buildings need inspection at least weekly. Keep landscaping alive and the exterior intact and clean, remove trash, debris, personal property and graffiti, and secure the property against unauthorized access. If a notice of default has been issued, the registration must include the beneficiary or trustee on the deed of trust.

General information, not legal advice.

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