Coalinga · Foreclosure & auctions

Foreclosure and auctions in Coalinga

Coalinga requires the beneficiary or trustee to register a property in default within 10 days of an inspection that finds it vacant or showing signs of vacancy. Foreclosure steps and auctions follow state law.

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Key points

Registration: Beneficiary or trustee registers within 10 days when an inspection finds a property in default vacant. A beneficiary also registers after a foreclosure sale.
Annual fee: Later registrations and fees are due January 1, received by January 31. City Council resolution sets the annual fee.
Local manager: A corporation, other entity, or out-of-area beneficiary, trustee or owner must provide a local property management company that inspects at least monthly.
Sign: Those owners must post the management company name, a 24-hour phone number and the required wording on a weather-resistant sign.
Upkeep: Registered properties must be free of weeds, trash and debris, with graffiti removed, pools and spas running or drained, and the property secured.
State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.

Each rule below is marked Coalinga code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Coalinga code What Coalinga's code adds
Local contact	Provide a local property management company responsible for security, maintenance and marketing. Applies: Applies to a corporation, other entity, or out-of-area beneficiary or trustee. § 7-7.105 · code text in the case of a corporation, entity, or out-of-area beneficiary/trustee, the local property management company responsible for the security, maintenance, and marketing of the property. Contract a local property management company to inspect at least monthly. Applies: Applies to property owned by a corporation, other entity, or out-of-area beneficiary, trustee or owner. § 7-7.107 · code text A local property management company shall be contracted to perform, at a minimum, monthly inspections to verify that the requirements of this section, and any other applicable laws, are being met.
Upkeep duties	Keep free of weeds, dry brush, dead plants, trash, junk, debris, building materials, old newspapers and similar signs of abandonment. Applies: Applies to properties that must register under Section 7-7.105. § 7-7.106 · code text In comparison to the neighborhood standard, the property shall be kept free of weeds, dry brush, dead vegetation, trash, junk, debris, building materials, any accumulation of newspapers, circulars, flyers, notices, except those required by Federal, State or local law, discarded personal items, including but not limited to furniture, clothing, large and small appliances, printed material or any other items that give the appearance that the property is abandoned. Remove graffiti, tagging and similar markings, or paint over them with matching exterior-grade paint. Applies: Applies to properties that must register under Section 7-7.105. § 7-7.106 · code text The property shall be maintained free of graffiti, tagging, or similar markings by removal or painting over with an exterior grade paint that matches the color of the exterior of the structure. Landscape and maintain all yards visible from the public right-of-way to the neighborhood standard. Applies: Applies to yards visible from the public right-of-way. § 7-7.106 · code text All yards visible from the public right-of-way shall be landscaped and maintained to the neighborhood standard at the time registration was required. Keep free of dry, overgrown grass, weeds, brush, debris and similar fire hazards. Applies: Applies to yards not visible from the public right-of-way. § 7-7.106 · code text All yards not visible from the public right-of-way shall be kept free from the accumulation of dry, overgrown grass, weeds, brush, debris or similar items that would constitute a fire hazard. Keep pools and spas running and free of pollutants, debris and larvae, or drained and dry. Meet California fencing minimums. Applies: Applies to properties with pools or spas. § 7-7.106 · code text Pools and spas shall either be kept in working order, treated so the water remains clear and free of pollutants, debris, and any kind of larvae that would case a health danger to the surrounding vicinity, or drained and kept dry. Secure the property against unauthorized access. Close and lock windows, doors, gates and other accessible openings, and reglaze broken windows. Applies: Applies to properties that must register under Section 7-7.105. § 7-7.107 · code text The property shall be maintained in a secure manner so as not to be accessible to unauthorized persons. Secure manner includes, but is not limited to, the closure and locking of windows, doors (walk-through, sliding and garage), gates, and any other opening of such size that may allow a child to access the interior of the property and/or structure(s). Post the management company name, a 24-hour phone number and the required wording on a weather-resistant sign. Applies: Applies to property owned by a corporation, other entity, or out-of-area beneficiary, trustee or owner. § 7-7.107 · code text The property shall be posted with the name and twenty-four-hour contact phone number of the local property management company.
Deadline to register	Register within 10 days. Applies: Applies to the beneficiary or trustee, when the inspection before a notice of default finds the property vacant or showing signs of vacancy. § 7-7.105 · code text the beneficiary/trustee shall, within ten (10) days of the inspection, register the property with the City Housing Specialist, or his or her designee, on forms provided by the City. Register within 10 days. Applies: Applies to the beneficiary or trustee, after a monthly inspection finds an occupied property in default vacant or showing signs of vacancy. § 7-7.105 · code text the trustee shall, within ten (10) days of that inspection, register the property with the City Housing Specialist, or his or her designee, on forms provided by the City. Due January 1, and must be received by January 31 of the year due. Applies: Applies to later annual registrations and fees. § 7-7.105 · code text Subsequent registrations and fees are due January 1 of each year and must be received no later than January 31 of the year due.
Registration fee	Set by resolution of the City Council. Applies: Applies to registering an abandoned residential property. The fee is annual. § 7-7.110 · code text The fee for registering an abandoned residential property shall be set by resolution of the City Council.
Registration	Registration is required. Applies: Applies to the beneficiary or trustee, when the inspection on default, before a notice of default, finds the property vacant or showing signs of vacancy. § 7-7.105 · code text If the property is found to be vacant or shows evidence of vacancy, it is, by this chapter, deemed abandoned and the beneficiary/trustee shall, within ten (10) days of the inspection, register the property with the City Housing Specialist, or his or her designee, on forms provided by the City. Registration is required. Applies: Applies to the beneficiary or trustee, when a property in default that was occupied (inspected monthly) is later found vacant or showing signs of vacancy. § 7-7.105 · code text It is found to be vacant or shows evidence of vacancy, at which time is deemed abandoned and the trustee shall, within ten (10) days of that inspection, register the property with the City Housing Specialist, or his or her designee, on forms provided by the City. Registration is required. Applies: Applies to the beneficiary, after a foreclosure sale, deed in lieu of foreclosure or deed in lieu of sale transfers title to it. § 7-7.105 · code text This section shall also apply to properties that have been the subject of a foreclosure sale where the title was transferred to the beneficiary of a deed of trust involved in the foreclosure and any properties transferred under a deed in lieu of foreclosure or sale.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Coalinga?

Beneficiary or trustee registers within 10 days when an inspection finds a property in default vacant. A beneficiary also registers after a foreclosure sale. Later registrations and fees are due January 1, received by January 31. City Council resolution sets the annual fee. A corporation, other entity, or out-of-area beneficiary, trustee or owner must provide a local property management company that inspects at least monthly. Those owners must post the management company name, a 24-hour phone number and the required wording on a weather-resistant sign. Registered properties must be free of weeds, trash and debris, with graffiti removed, pools and spas running or drained, and the property secured.

General information, not legal advice.

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