Kerman · Foreclosure & auctions

Foreclosure and auctions in Kerman

Kerman requires the beneficiary or trustee to register a deed-of-trust property found vacant after default within 10 days, and any building vacant over 60 days to register with the city. Foreclosure steps follow state law.

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Key points

Registration: The beneficiary or trustee registers within 10 days when the inspection after default and before a notice of default finds the property vacant.
Vacant buildings: A building vacant, or expected to be, over 60 days must register, naming all record owners, its address and a local contact.
Fees: Annual registration is due January 1, no later than January 31. The annual fee started at $50; the city council may revise it.
Local manager: A corporation or out-of-area beneficiary, trustee or owner must hire a local property management company by written contract, with weekly inspections.
Upkeep: On all vacant buildings, exterior trash must be removed within 72 hours of notification and graffiti within 48 hours of placement.
State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.

Each rule below is marked Kerman code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Kerman code What Kerman's code adds
Local contact	Registration must give all record owners, the building's street address and a local contact. The city uses it internally only. Applies: Applies to any building vacant, or expected to be vacant, longer than sixty days. § 8.36.030 · code text The registration shall include the identity of all record owners, the street address of the vacant building, and a local contact and shall be maintained only for internal use by the city. Name the local property management company and give its contact information. Applies: Applies to a corporation or an out-of-area beneficiary or trustee. § 8.10.040 · code text In either case, the registration shall contain the name of the beneficiary/trustee (corporation or individual), the physical street or office mailing address of the beneficiary/trustee (no P.O. boxes), a direct contact name and phone number for the beneficiary/trustee and, in the case of a corporation or out-of-area beneficiary/trustee, the identification and contact information for the local property management company responsible for the security, maintenance and marketing of the property. Hire a local property management company by written contract. Weekly inspections are required. Applies: Applies to property owned by a corporation or an out-of-area beneficiary, trustee or owner. § 8.10.060 · code text If the property is owned by a corporation and/or out-of-area beneficiary/trustee/owner, a local property management company shall be engaged by written contract to perform weekly inspections to verify that the requirements of this section, and any other applicable laws, are being met, and to perform such acts as may be necessary to comply with this chapter.
Upkeep duties	Keep yards safe, sanitary and free of overgrowth, and the building exterior in good condition. Remove exterior trash within seventy-two hours of notification and graffiti within forty-eight hours of placement. Keep the property free of fire hazards. Secure openings against trespassers. Applies: Applies to all vacant buildings. § 8.36.030 · code text All vacant buildings shall be actively maintained, monitored and secured in compliance with all of the following standards: Cover windows visible from a public right-of-way only with rigid clear material, three-eighths to one-half inch thick. No plywood. Applies: Applies to vacant buildings with windows visible from a public right-of-way. § 8.36.030 · code text Securing windows that are visible from any public right-of-way shall be done only with rigid transparent material such as clear Lexan type material with a minimum of three-eighths-inch thickness to one-half-inch thickness. No opaque (typically plywood) boarding materials shall be used where visible from a public right-of-way, following sixty days of the effective date of the ordinance codified in this chapter. Keep free of weeds, dry brush, dead vegetation, trash, junk, debris, building materials, accumulated newspapers and similar items. Remove graffiti. Landscape visible front and side yards to the neighborhood standard. Keep pools and spas clear and pollutant-free, or drained and dry, with state minimum security fencing. Applies: Applies to properties subject to abandoned residential property registration. § 8.10.050 · code text Properties subject to the registration requirements of this chapter shall be, in comparison to the neighborhood standard, kept free of weeds, dry brush, dead vegetation, trash, junk, debris, building materials, any accumulation of newspapers, circulars, flyers, notices, except those required by federal, state or local law, discarded personal items including but not limited to furniture, clothing, large and small appliances, printed material or any other items that give the appearance that the property is abandoned. Close and lock windows, doors, gates and other accessible openings. Re-glaze broken windows. Applies: Applies to properties subject to abandoned residential property registration. § 8.10.060 · code text Properties subject to the registration requirements of this chapter shall be maintained in a secure manner so as not to be accessible to unauthorized persons. "Secure manner" includes but is not limited to the closure and locking of windows, doors (walk-through, sliding and garage), gates and any other opening of such size that it may allow a child to access the interior of the property and/or structure(s).
Deadline to register	Register within ten days. Applies: Applies to the beneficiary or trustee, when the inspection after default and before a notice of default finds the property vacant. § 8.10.040 · code text If the property is found to be vacant or shows evidence of vacancy, it is, by this chapter, deemed abandoned and the beneficiary/trustee shall, within ten days of the inspection, register the property with the director of planning and development services or his or her designee on forms provided by the city. Due January 1 each year, and no later than January 31 of the year due. Applies: Applies to later annual registrations. § 8.10.040 · code text Subsequent registrations and fees are due January 1st of each year and must be received no later than January 31st of the year due.
Registration fee	A fee may be set by resolution. Applies: Applies to vacant buildings registered under the general vacant-building rule. § 8.36.030 · code text The city may establish a registration fee by resolution. Fifty dollars. Applies: Annual fee. This is the initial amount when the ordinance took effect. The city council may revise it by resolution. § 8.10.080 · code text Upon the ordinance codified in this chapter becoming effective, the annual registration fee shall be fifty dollars to defray the costs of inspecting and administering the provisions of this chapter in connection with the subject real property. An annual fee, valid for the calendar year or the rest of it, and not prorated. Applies: Applies to the initial registration. § 8.10.040 · code text An annual registration fee shall accompany the registration form. The fee and registration shall be valid for the calendar year, or remaining portion of the calendar year, in which the registration was initially required. Registration fees will not be prorated. An annual fee. The amount may be revised by resolution. Applies: Applies after the initial fee. § 8.10.080 · code text The city council may thereafter revise the amount of the annual registration fee by resolution in connection with the master fee resolution.
Registration	Register the building with the city on its application (see the city website). Applies: Applies to buildings that have been, or are expected to be, vacant longer than sixty days. § 8.36.030 · code text All buildings that have been or are expected to be vacant for longer than sixty days shall be registered with the city as may be provided on a city website and city application. The beneficiary or trustee must register the property with the director of planning and development services. Applies: Applies to a deed-of-trust property found vacant or showing signs of vacancy after default. § 8.10.040 · code text If the property is found to be vacant or shows evidence of vacancy, it is, by this chapter, deemed abandoned and the beneficiary/trustee shall, within ten days of the inspection, register the property with the director of planning and development services or his or her designee on forms provided by the city. The beneficiary or trustee must register the property with the director of planning and development services. Applies: Applies to a property occupied but in default, once monthly inspections find it vacant or showing signs of vacancy. § 8.10.040 · code text If the property is occupied but remains in default it shall be inspected by the beneficiary/trustee, or his designee, monthly until (1) the trustor or other party remedies the default, or (2) it is found to be vacant or shows evidence of vacancy at which time it is deemed abandoned, and the trustee shall, within ten days of that inspection, register the property with the director of planning and development services or his designee on forms provided by the city. Registration also applies to these properties. Applies: Applies, while vacant, to properties whose title passed to the beneficiary at a foreclosure sale or by deed in lieu of foreclosure or sale. § 8.10.040 · code text This section shall also apply to properties that have been the subject of a foreclosure sale where the title was transferred to the beneficiary of a deed of trust involved in the foreclosure and any properties transferred under a deed in lieu of foreclosure/sale.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Kerman?

The beneficiary or trustee registers within 10 days when the inspection after default and before a notice of default finds the property vacant. A building vacant, or expected to be, over 60 days must register, naming all record owners, its address and a local contact. Annual registration is due January 1, no later than January 31. The annual fee started at $50; the city council may revise it. A corporation or out-of-area beneficiary, trustee or owner must hire a local property management company by written contract, with weekly inspections. On all vacant buildings, exterior trash must be removed within 72 hours of notification and graffiti within 48 hours of placement.

General information, not legal advice.

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