Mendota · Foreclosure & auctions
Foreclosure and auctions in Mendota
Mendota requires the beneficiary or trustee to register a vacant property after default, with escalating penalties for late registration and for repeat violations. Foreclosure timing and sale rules come from state law.
Key points
- Registration: City rule: the beneficiary or trustee registers within 10 days of the inspection that finds the property vacant or showing vacancy signs.
- Renewal: City rule: later annual registrations and fees are due January 1 and must be received no later than January 31.
- Local manager: City rule: a corporation, entity or out-of-area owner contracts a local property management company to inspect at least monthly.
- Late registration: City rule: failing to register costs $100 the first month, $200 the second, $300 the third, $400 the fourth and $500 each later month.
- Citations: City rule: citations up to $125 for a first, $250 for a second and $500 for a third or later, within 12 months.
- State timeline: State law: at least 3 months from notice of default to notice of sale, which is posted at least 20 days before the sale.
Each rule below is marked Mendota code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.
Registering vacant and foreclosed homes
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Foreclosure steps and deadlines
CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →
Homeowner protections
CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →
The trustee's sale (auction)
CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →
Tenants in a foreclosed home
CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →
Debt after the sale
CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →
Who this affects
Frequently asked questions
Must a lender or owner register a vacant or foreclosed home in Mendota?
City rule: the beneficiary or trustee registers within 10 days of the inspection that finds the property vacant or showing vacancy signs. City rule: later annual registrations and fees are due January 1 and must be received no later than January 31. City rule: a corporation, entity or out-of-area owner contracts a local property management company to inspect at least monthly. City rule: failing to register costs $100 the first month, $200 the second, $300 the third, $400 the fourth and $500 each later month. City rule: citations up to $125 for a first, $250 for a second and $500 for a third or later, within 12 months.
General information, not legal advice.
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