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Oceanside · Property taxes

Property taxes in Oceanside

Property tax in Oceanside: the range of tax rates from the county's table, the Mello-Roos districts the city formed and the state rules, with a link to every source.

Key points

Tax rates in this area — county data Mello-Roos districts — local data The state rules underneath — state law

Oceanside property tax: total rates 1.0457% to 1.1295% across 73 tax rate areas (FY 2025-26), the levies behind it and the Prop 13 rules, with the county source. The county sets and collects the tax.

Each block below is marked county or state data, Oceanside code or CA state law, and links to its source (checked October 2026). General information, not legal advice.

Tax rates in this area

County rate table The county lists 73 tax rate areas inside Oceanside for fiscal year 2025-26. Their total rate runs from 1.0457% to 1.1295% of assessed value.

The total is the 1% general tax (Proposition 13) plus the rates voters approved for school, city and other bonds. It does not include fixed charges such as Mello-Roos special taxes, parcel taxes or assessments, which come on the same bill.

Your exact rate depends on your address. Look up the rate for an address → Source: San Diego County rate table, fiscal year 2025-26.

Mello-Roos districts

State data Oceanside has formed 3 Mello-Roos community facilities districts. A home inside one pays a special tax on its property tax bill, in addition to the rate above.

  • Oceanside CFD No 2000-1 (bonds run to 2034)
  • Oceanside CFD No 2001-1 (bonds run to 2034)
  • Oceanside CFD No 2006-1 (bonds run to 2038)

The state data gives no tax amounts. Your tax bill shows them; the address lookup lists the districts named for the city. School, water and other districts may have formed districts here too. Source: California State Treasurer, DebtWatch (reporting year 2025).

The state rules underneath

CA state law California law sets this statewide. 1% property tax limit (Prop 13): The general property tax on real property may not exceed 1% of its full cash value; voter-approved bond debt is levied on top (Cal. Const. art. XIII A, § 1(a), (b)). 2% annual cap on assessed value: The base year value rises each year by the California CPI change, but never more than 2% (Rev. & Tax. Code § 51(a)(1)(D)). California property tax rules — the full state rule →

Who this affects

HomeownersBuyersReal estate agents

Frequently asked questions

What is the property tax rate in Oceanside?

The county lists 73 tax rate areas inside Oceanside for fiscal year 2025-26. Their total rate runs from 1.0457% to 1.1295% of assessed value. The exact rate depends on the address.

Does Oceanside have Mello-Roos districts?

Yes. Oceanside has formed 3 Mello-Roos community facilities districts (State Treasurer data). Only homes inside a district pay its special tax.

General information, not legal advice.

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Ask GoCodebook how these rules apply to your address and get an answer that cites the section.

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