Buying or selling a home in Pacifica

Each rule below is marked Pacifica code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Transfer tax

Pacifica code What Pacifica's code adds
City transfer tax	Yes. The city taxes each deed or document that transfers real property sold in the city. § 3-5.02 · code text There is hereby imposed on each deed, instrument, or writing by which any lands, tenements, or other realty sold within the City shall be granted, assigned, transferred, or otherwise conveyed
Rate	27½ cents for each $500 of value, or part of $500. § 3-5.02 · code text at the rate of twenty-seven and one-half (27 ½¢) Cents for each Five Hundred and no/100ths ($500.00) Dollars, or fractional part thereof.
Rate per $1,000	$0.55 per $1,000 of value. § 3-5.02 · code text at the rate of twenty-seven and one-half (27 ½¢) Cents for each Five Hundred and no/100ths ($500.00) Dollars, or fractional part thereof.
Price threshold	The tax applies only when the price or value is more than $100. Applies: Liens or encumbrances that remain on the property at the time of sale are not counted in the value. § 3-5.02 · code text when the consideration or value of the interest or property conveyed (exclusive of the value of any lien or encumbrances remaining thereon at the time of sale) exceeds One Hundred and no/100ths ($100.00) Dollars a tax
Rate depends on price	No. The rate does not change with the sale price. § 3-5.02 · code text at the rate of twenty-seven and one-half (27 ½¢) Cents for each Five Hundred and no/100ths ($500.00) Dollars, or fractional part thereof.
Who pays	Any person who makes, signs or issues the taxed document, or for whose benefit it is made. § 3-5.03 · code text Any tax imposed pursuant to the provisions of Section 3-5.02 of this chapter shall be paid by any person who makes, signs, or issues any document or instrument subject to the tax, or for whose use or benefit the same is made, signed, or issued.

CA state law Underneath, California law still applies. County documentary transfer tax: A county may tax a sale over $100 at $0.55 for each $500 of value ($1.10 per $1,000), not counting liens that remain on the property (Rev. & Tax. Code § 11911(a)). City share of the tax: A city may impose half the county rate ($0.55 per $1,000); the county then credits the city tax against its own, so the combined standard rate stays $1.10 per $1,000 (Rev. & Tax. Code § 11931). California rules for buying and selling — the full state rule →

Seller disclosures

CA state law California law sets this statewide. Transfer Disclosure Statement (TDS) — who must give it: Sellers of single-family residential property must give the buyer a Real Estate Transfer Disclosure Statement (sale, exchange, installment contract, lease-option or ground lease with improvements) (Civ. Code §§ 1102(a), 1102.2). Natural Hazard Disclosure Statement (NHD): Sellers must disclose if the property is in a special flood hazard area, dam inundation area, very high fire hazard severity zone, earthquake fault zone, seismic hazard zone, or wildland fire area (Civ. Code § 1103(c)). California seller disclosure rules — the full state rule →

Property tax after you buy

CA state law California law sets this statewide. 1% property tax limit (Prop 13): The general property tax on real property may not exceed 1% of its full cash value; voter-approved bond debt is levied on top (Cal. Const. art. XIII A, § 1(a), (b)). 2% annual cap on assessed value: The base year value rises each year by the California CPI change, but never more than 2% (Rev. & Tax. Code § 51(a)(1)(D)). California property tax rules — the full state rule →

Sewer lateral inspection

Pacifica code Valid for 20 years from the date issued. Valid for 7 years from the date issued.

All 13 Pacifica rules on sewer lateral inspection, with the code text →

Utility users tax

Pacifica code The electricity tax is 6.5% of the charges. The gas tax is 6.5% of the charges.

All 5 Pacifica rules on utility users tax, with the code text →

Who this affects

BuyersSellersReal estate agents

Frequently asked questions

What is the transfer tax when you sell a home in Pacifica?

The city tax is $0.55 per $1,000 on sales over $100, owed by whoever signs the transfer document or benefits from it.

General information, not legal advice.