Seaside · Foreclosure & auctions

Foreclosure and auctions in Seaside

Seaside requires the responsible party or beneficiary to register a property within 10 days of an inspection after default that finds it vacant or showing signs of vacancy. Foreclosure steps follow state law.

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Key points

Registration: The responsible party or beneficiary registers within 10 days of the inspection after default that finds the property vacant or showing signs of vacancy.
Other triggers: Also register when an occupied property in default is deemed abandoned, or when title goes to the beneficiary by foreclosure or deed in lieu.
Fee: The city council sets the registration fee for abandoned residential property by resolution.
Contact: Registration must give the name, address and phone number of the company responsible for inspecting, securing and maintaining the property.
Upkeep: Registered property must be free of weeds, trash and debris, with graffiti removed and pools and spas working or drained, fenced to state minimums.
State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.

Each rule below is marked Seaside code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Seaside code What Seaside's code adds
Local contact	Registration must give the name, address and phone number of the property management company, field service provider or REO department responsible for inspecting, securing and maintaining the property. Applies: Applies to the responsible party or beneficiary registering a property. § 8.29.040 · code text The registration shall contain the name of the beneficiary/responsible party, the direct street/office mailing address of the responsible party/beneficiary, a direct contact name and phone number for the responsible party/beneficiary and the name, address and phone number of the property management company, field service provider, property preservation or real estate owned (REO) section/department responsible for inspecting, securing, and maintaining the property.
Upkeep duties	Keep the exterior free of weeds, dry brush, dead vegetation, trash, junk, debris, building materials, accumulated publications and other items giving the appearance of abandonment. Remove or paint over graffiti. Maintain existing landscaping to the neighborhood standard. Keep pools, hot tubs and spas in working order with clear water, or drained and dry, with state minimum security fencing. Applies: Applies to property that must register (vacant, in default or foreclosed). § 8.29.050 · code text The exterior of the property shall be, in comparison to the neighborhood standard, kept free of weeds, dry brush, dead vegetation, trash, junk, debris, building materials, any accumulation of newspapers, circulars, flyers, notices, except those required by federal, state or local law, discarded personal items including but not limited to furniture, clothing, large and small appliances, printed material or any other items that give the appearance that the property is abandoned.
Deadline to register	Register within ten days of the inspection. Applies: Applies to the responsible party or beneficiary, when the inspection after default finds the property vacant or showing signs of vacancy. § 8.29.040 · code text If the property is found to be vacant or shows evidence of vacancy, it is deemed abandoned under this chapter and the responsible party/beneficiary shall, within ten days of the inspection, register the property. Register within ten days of that inspection. Applies: Applies to the responsible party or beneficiary, when a property occupied but in default, inspected monthly, is later deemed abandoned. § 8.29.040 · code text The responsible party/beneficiary or their designee shall, within ten days of that inspection, register the property as described above.
Registration fee	Set by resolution of the city council. Applies: Applies to registering an abandoned residential property. § 8.29.080 · code text The fee for registering an abandoned residential property shall be set by resolution of the city council.
Registration	Yes, registration is required. Applies: Applies to the responsible party or beneficiary, when the inspection after default finds the property vacant or showing signs of vacancy. § 8.29.040 · code text If the property is found to be vacant or shows evidence of vacancy, it is deemed abandoned under this chapter and the responsible party/beneficiary shall, within ten days of the inspection, register the property. Yes, registration is required. Applies: Applies to the responsible party or beneficiary, when a property occupied but in default, inspected monthly, is later deemed abandoned. § 8.29.040 · code text If the property is occupied but remains in default it shall be inspected by the responsible party/beneficiary, or their designee, monthly until (1) the trustor or another party remedies the default, or (2) it is deemed abandoned. Yes, registration is required. Applies: Applies to the responsible party or beneficiary, when the property was sold at foreclosure with title to the beneficiary, or transferred by deed in lieu. § 8.29.040 · code text This section shall also apply to property that has been the subject of a foreclosure where the title was transferred to the beneficiary of a deed of trust involved in the foreclosure and any property transferred under a deed in lieu of foreclosure.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Seaside?

The responsible party or beneficiary registers within 10 days of the inspection after default that finds the property vacant or showing signs of vacancy. Also register when an occupied property in default is deemed abandoned, or when title goes to the beneficiary by foreclosure or deed in lieu. The city council sets the registration fee for abandoned residential property by resolution. Registration must give the name, address and phone number of the company responsible for inspecting, securing and maintaining the property. Registered property must be free of weeds, trash and debris, with graffiti removed and pools and spas working or drained, fenced to state minimums.

General information, not legal advice.

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