Tulare · Foreclosure & auctions
Foreclosure and auctions in Tulare
Tulare requires a beneficiary or trustee to register property found vacant after default within 10 days of the inspection, and a local property management company for corporate or out-of-area owners. Foreclosure timelines and auction rules come from state law.
Key points
- Registration: A beneficiary or trustee holding a deed of trust registers property found vacant or showing vacancy signs within 10 days of the inspection.
- Annual fee: City Council resolution sets the fee, not prorated; later registrations are due January 1 and no later than January 31.
- Local manager: Corporate or out-of-area owners, beneficiaries and trustees need a local management company doing weekly inspections, with a posted 24-hour contact.
- Strict liability: A violation of any part of the chapter is a strict liability offense, subject to prosecution or administrative enforcement.
- State timeline: State law: notice of sale comes at least 3 months after notice of default is recorded and at least 20 days before the sale.
- State sale window: Under state law, a 1–4 unit trustee's sale is not final for 15 days; eligible bidders who give notice may bid within 45 days.
Each rule below is marked Tulare code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.
Registering vacant and foreclosed homes
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Foreclosure steps and deadlines
CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →
Homeowner protections
CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →
The trustee's sale (auction)
CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →
Tenants in a foreclosed home
CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →
Debt after the sale
CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →
Who this affects
Frequently asked questions
Must a lender or owner register a vacant or foreclosed home in Tulare?
A beneficiary or trustee holding a deed of trust registers property found vacant or showing vacancy signs within 10 days of the inspection. City Council resolution sets the fee, not prorated; later registrations are due January 1 and no later than January 31. Corporate or out-of-area owners, beneficiaries and trustees need a local management company doing weekly inspections, with a posted 24-hour contact. A violation of any part of the chapter is a strict liability offense, subject to prosecution or administrative enforcement.
General information, not legal advice.
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