Wildomar · Foreclosure & auctions

Foreclosure and auctions in Wildomar

Wildomar requires the beneficiary or trustee holding a deed of trust to register a property within 10 days of an inspection upon default that finds it vacant or showing signs of vacancy. Foreclosure steps follow state law.

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Key points

Registration: The beneficiary or trustee registers with the Code Enforcement Department within 10 days of the inspection upon default that finds the property vacant.
Annual fee: Later annual registrations are due January 1 and received by January 31. The annual fee is set by minute order and not prorated.
Local company: A corporation or out-of-area beneficiary or trustee must name the local property maintenance company responsible for security, maintenance and marketing.
Administrative penalties: Penalties are up to $100 for a first violation, $200 for a second within one year, and $500 for each additional one.
Civil penalty: A civil penalty of up to $1,000 applies for each day, or part of a day, that a violation continues.
State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.

Each rule below is marked Wildomar code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Wildomar code What Wildomar's code adds
Local contact	Name the local property maintenance company responsible for security, maintenance and marketing. Applies: Applies to a corporation or an out-of-area beneficiary or trustee. § 15.104.040 · code text in the case of a corporation or out-of-area beneficiary/trustee, the local property maintenance company responsible for the security, maintenance and marketing of the property.
Upkeep duties	Remove graffiti, tagging or similar markings, or paint over them with matching exterior-grade paint. Applies: Applies to abandoned property. § 15.104.050 · code text Abandoned properties shall also be maintained free of graffiti, tagging or similar markings by removal or painting over with an exterior grade paint that matches the color of the exterior of the structure; Maintain landscaping in visible front and side yards. Applies: Applies to abandoned property. § 15.104.050 · code text Maintenance of abandoned properties shall include landscape maintenance of visible front and side yards; Keep pools and spas working with clear, clean water, or drained and dry. Meet California minimum security-fencing requirements. Applies: Applies to properties with pools or spas. § 15.104.050 · code text Pools and spas shall either: (1) be kept in working order so the water remains clear and free of pollutants and debris, or (2) drained and kept dry. In either case, properties with pools and/or spas must comply with the minimum security fencing requirements of the State of California.
Penalty	Up to $100. Applies: Administrative penalty for a first violation. § 15.104.080 · code text $100.00 for a first violation; Up to $200 for a second violation of the same ordinance within one year. Applies: Administrative penalty for a second violation within one year. § 15.104.080 · code text $200.00 for a second violation of the same ordinance within one year; Up to $500 for each additional violation of the same ordinance within one year. Applies: Administrative penalty for each additional violation within one year. § 15.104.080 · code text $500.00 for each additional violation of the same ordinance within one year. Up to $1,000 for each day, or part of a day, that the violation continues. Applies: Civil penalty for each violation. § 15.104.080 · code text the civil penalties for each violation shall not exceed $1,000.00 for each day, or portion thereof, that the violation continues to exist. Each day a violation is committed or allowed to continue is a separate offense. Applies: Applies to any violation of the chapter on abandoned properties. § 15.104.080 · code text Each day a violation is committed or permitted to continue shall constitute a separate offense and shall be punishable as such.
Deadline to register	Register within 10 days of the inspection. Applies: Applies to the beneficiary or trustee holding a deed of trust, when the inspection upon default finds the property vacant or showing signs of vacancy. § 15.104.040 · code text the beneficiary/trustee shall, within 10 days of the inspection, register the property with the Code Enforcement Department on forms provided by the City.
Registration fee	Set by minute order. Annual fee. Applies: Applies to the beneficiary or trustee holding a deed of trust who registers an abandoned property. § 15.104.040 · code text The City Council shall establish a registration fee by minute order. An annual registration fee shall accompany the registration form. Due January 1 and must be received no later than January 31 of the year due. Not prorated. Applies: Applies to the beneficiary or trustee holding a deed of trust, for later annual registrations and fees. § 15.104.040 · code text Subsequent registrations and fees are due January 1st of each year and must be received no later than January 31st of the year due. Registration fees will not be prorated.
Registration	Register the property with the Code Enforcement Department. Applies: Applies to the beneficiary or trustee holding a deed of trust, when the inspection upon default finds the property vacant or showing signs of vacancy. § 15.104.040 · code text If the property is found to be vacant or shows evidence of vacancy, it shall be deemed abandoned and the beneficiary/trustee shall, within 10 days of the inspection, register the property with the Code Enforcement Department on forms provided by the City.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Wildomar?

The beneficiary or trustee registers with the Code Enforcement Department within 10 days of the inspection upon default that finds the property vacant. Later annual registrations are due January 1 and received by January 31. The annual fee is set by minute order and not prorated. A corporation or out-of-area beneficiary or trustee must name the local property maintenance company responsible for security, maintenance and marketing. Penalties are up to $100 for a first violation, $200 for a second within one year, and $500 for each additional one. A civil penalty of up to $1,000 applies for each day, or part of a day, that a violation continues.

General information, not legal advice.

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