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12 CFR Part 1026›PART 1026—TRUTH IN LENDING (REGULATION Z)›Supplement I to Part 1026—Official Interpretations

Appendix A—Effect on State Laws

12 CFR Part 1026 · 2026-09-24 edition · updated 2026-10-02 · California

  1. Who may make requests. Appendix A sets forth the procedures for preemption determinations. As discussed in § 1026.28, which contains the standards for preemption, a request for a determination of whether a state law is inconsistent with the requirements of chapters 1, 2, or 3 may be made by creditors, states, or any interested party. However, only states may request and receive determinations in connection with the fair credit billing provisions of chapter 4.

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▸Contents — 12 CFR Part 1026
12 CFR Part 1026

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