§ 1798.97.5

California Civil Code · 2026-10 edition · updated 2026-10-04 · California

(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.

(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.

(Added by Stats. 2022, Ch. 989, Sec. 2. (SB 975) Effective January 1, 2023.)

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California Civil Code

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