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Earlier editions: 2020-112018-11

DIVISION 3. OBLIGATIONS 1427-3273.91›PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS 1738-3273.91›TITLE 4. LOAN 1884-1923.10›CHAPTER 4. Shared Appreciation Loans of E.R.I.S.A. Pension Funds 1917.010-1917.075›ARTICLE 7. Notices and Disclosures 1917.070-1917.075

§ 1917.073

California Civil Code · 2026-10 edition · updated 2026-10-04 · California

Each lender making a shared appreciation loan shall additionally furnish to the prospective borrower, prior to the consummation of the loan, a statement containing the following information:

IMPORTANT INFORMATION ABOUT YOUR SHARED APPRECIATION LOAN

You are being offered a shared appreciation loan. Before you decide to accept this loan read this statement, which is designed to provide important information that you should consider.

  1. Prevailing interest rate: __%.

  2. Fixed interest rate on this loan: __%.

  3. Lender’s share of net appreciated value: one-third.

  4. Amount of this loan: $__.

  5. Amount of the monthly payments: $__.

  6. Term of this loan: __ years.

  7. Amortization period on which payments are calculated: 30 years.

  8. Prepayment penalty (if any) __.

(Repealed and added by Stats. 1982, Ch. 466, Sec. 11. Inoperative January 1, 1990, by Stats. 1982, Ch. 466, Sec. 11.5.)

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