San Francisco County Municipal Code § 6.7 Insurance

(a) Commercial Street Fair Insurance. Applicants for permission to hold a Street Fair on a predominantly commercial street shall comply with the following requirements for insurance coverage. For purposes of this subsection (a), a “predominantly commercial street” shall mean a street block on which at least 50% of front footage of private property on the ground floor of the street is used for commercial purposes. A street block shall be measured from street intersection to street intersection, but shall not include any alley intersection. (1) Applicants shall maintain in force, during the full term of the permit, insurance as follows: (A) General Liability Insurance with limits not less than $500,000 each occurrence Combined Single Limit Bodily Injury and Property Damage, including Contractual Liability, Personal Injury, Broadform Property Damage, Products and Completed Operations Coverages; (B) If the applicant will operate vehicles in connection with Street Fair activities under the permit, Automobile Liability Insurance with limits not less than $500,000 each occurrence Combined Single Limit Bodily Injury and Property Damage, including owned, non- owned and hired auto coverages, as applicable; and (C) If the applicant has employees, Workers’ Compensation with Employers’ Liability limits not less than $500,000 each accident. (2) General Liability and Automobile Liability Insurance policies shall be endorsed to provide the following: (A) Name as additional insureds the City and County of San Francisco, its officers, agents, and employees; and (B) That such policies are primary insurance to any other insurance available to the Additional Insureds with respect to any claims arising out of activities under the permit, and that insurance applies separately to each insured against whom claim is made or suit is brought. (3) Certificates of insurance, in format and with insurers satisfactory to the City evidencing all applicable coverages shall be furnished to the City not less than ten working days prior to the date of the event and before commencing any operations under the permit, with complete copies of policies to be furnished to the City upon request. (4) The insurance requirement of this subsection (a) shall be waived by the Board of Supervisors if the applicant certifies in writing that: (A) the purpose of the Street Fair is First Amendment expression, and (B) the cost of obtaining insurance is so financially burdensome that it would constitute an unreasonable prior restraint on the right of First Amendment expression, or that it has been impossible for the applicant to obtain insurance coverage. (5) Notwithstanding subsection (a)(1) of this Section 6.7, an applicant seeking permission for the temporary use or occupancy of a public street for an Entertainment Zone Event under Administrative Code Chapter 94B shall maintain insurance coverage in a form and amount satisfactory to the City, which shall not be less than the coverage required by subsection (a)(1) of this Section 6.7. (b) Major Event Insurance. Sponsors of major events shall be required to provide an insurance policy naming the City as an additional insured, in a form approved by the Office of Risk Management. Coverage shall be in an amount of $1,000,000 or more, as

determined by the Office of Risk Management. This insurance requirement shall be waived where the event constitutes the exercise of rights protected under the First Amendment to the United States Constitution, and the Sponsor submits a sworn statement of indigence. (Added by Ord. 121-26, File No. 260449, App. 6/26/2026, Eff. 7/27/2026) (Former Sec. 6.7 amended by Ord. 287-08, File No. 081340, App. 12/5/2008; Ord. 231-09, File No. 090780, App. 11/10/2009; Ord. 6-13 , File No. 120772, App. 2/4/2013, Eff. 3/6/2013; Ord. 99-21, File No. 210284, App. 7/28/2021, Eff. 8/28/2021; Ord. 165-24, File No. 240475, App. 7/3/2024, Eff. 8/3/2024; repealed by Ord. 121-26, File No. 260449, App. 6/26/2026, Eff. 7/27/2026)