12.6.1 Substantial Completion
HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021) · 2026 edition · updated 2026-10-05 · United States
A. The Architect will date and sign the certification on form HUD-92485 Request for Permission to Occupy, for that part or for all the work that is sufficiently complete, in accordance with the contract documents, and may be occupied for the use intended.
B. The contractor must submit a punch-list of items to be completed or corrected to the Architect when the work is ready for occupancy. (See Article 9.8, AIA Document A201.)
The Architect will inspect, check the punch list and modify it if necessary, and determine when the work is substantially complete. (Dwelling units containing punch list items will not be accepted for occupancy.
However, punch list items in interior common areas and on the exterior do not preclude occupancy.)
C. The Architect and HUD Inspector will verify on form HUD-92485 Request for Permission to Occupy the date that the work, or a portion of the work, is substantially complete and suitable for occupancy.
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Chapter 12 Construction Period 12.6 Completion Inspections for New Construction and Substantial Rehabilitation
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D. Where the Owner-Architect Agreement and the General Conditions of the Construction Contract, AIA Document A201, refer to a Certificate of Substantial Completion, it confirms that the Permission to Occupy Project Mortgages, form HUD-92485, was executed.
E. The date of substantial completion of a portion(s) of the project is the date that the HUD Inspector signs the Permission to Occupy for the portion(s) of the work completed. This is contrasted with the final completion date, which is the date the HUD Inspector signs the final HUD Representative's Trip Report, form HUD-95379 evidencing that construction is 100% complete.
F. The Contractor’s Warranty Period commences with Substantial Completion of the Project as defined in Article 3.D of the Construction Contract, form HUD-92442M which takes precedence over AIA Document A201, Article 9.8.4, and stipulates that warranties commence with the substantial completion of each portion of the work.
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