3.10.3 Increased Reserves for Large Loans
HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021) · 2026 edition · updated 2026-10-05 · United States
A . New construction/substantial rehabilitation projects need an appropriately sized operating deficit reserve to help assure success of these projects during their early, most vulnerable stages of rent-up. The amount of an operating deficit reserve for loans less than $75 million is described at Chapter 8, Section 8.14.C.6. When loan amounts equal or exceed $75 million, minimum operating deficit reserve amounts are as follows:
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