19.4.13.6 Certifications

A. The Closing Checklists include a variety of certifications that must be collected prior to HUD’s endorsement of the Note, including:

1. Agreement and Certification (form HUD-93305M);

2. Borrower’s Oath (form HUD-92478M);

3. Consolidated Certifications – Borrower (form HUD-91070M) (collected at closing if not collected by the RC Director at the time of Firm Application);

4. Lender’s Byrd Certificate (using standard language for federally insured loans and loan guarantees).

B. Any agreement, undertaking, statement or certification required by this Chapter must specifically state that it is made, presented, and delivered for the purpose of influencing an official action of the FHA, and of the Commissioner, and may be relied upon by the Commissioner as a true statement of the facts contained therein. See 24 CFR 200.62.

MAP Guide, March 2021 Go to beginning of Chapter 19

Bookmarked Version Go to Acronym and Abbreviation List, Glossary, Index

Chapter 19 Page 19-59

To return to this page after clicking a link, press ALT + Back Arrow

Chapter 19 Closing Guide 19.4 Document and Diligence Requirements

Go to Table of Contents

C. If signed in counterpart, the signature page(s) of all required documents must include the following HUD warning language:

WARNING: Federal law provides that anyone who knowingly or willfully submits (or causes to submit) a document containing any false, fictitious, misleading, or fraudulent statement/certification or entry may be criminally prosecuted and may incur civil administrative liability. Penalties upon conviction can include a fine and imprisonment, as provided pursuant to applicable law, which includes, but is not limited to: 18 USC 1001, 1010, 1012; 13 USC 3729, 3802; 24 CFR Parts 25, 28 and 30; and 2 CFR Parts 180 and 2424.