3.3.4 Criterion 5
HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021) · 2026 edition · updated 2026-10-05 · United States
A. Amount Based on DSCR. The applicable DSCR ratios are as follows (ratios are rounded for presentation purposes):
90% (1.11 DSCR) for projects with 90% or greater rental assistance;
87% (1.15 DSCR) for projects that meet the definition of Affordable Housing and for which the achievable Tax Credit rents are at least 10% below market rents; or
85% (1.176 DSCR) for market rate projects or Tax Credit projects without a significant rent advantage (i.e., the achievable rents are at least 10% below market.).
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