3.1.8 HUD Application Fee
HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021) · 2026 edition · updated 2026-10-05 · United States
A. Under MAP (and the Section 213 program), HUD requires a fee of $3 per thousand dollars of the requested mortgage amount for review of the Firm Commitment application. The application fee (also known as “exam fee”) is considered earned at HUD acceptance of the application for processing and is nonrefundable. For market rate new construction or substantial rehabilitation transactions, one half of the application fee is due with the submission of the pre-application, and the other half is due with the application for Firm Commitment. For affordable new construction or substantial rehabilitation proposals, and for any refinancing or acquisition transactions, the entire amount is paid at the Firm Commitment stage, regardless of whether or not a Pre-Application is filed with HUD (see Section 3.1.12 for definition of affordable).
B. See Section 3.1.36 for application fees for projects located in Opportunity Zones.
C. For Section 223(a)(7) transactions processed under MAP, the application fee is $1.50 per thousand dollars of the requested mortgage amount.
D. For Traditional Application Processing (TAP) loans, the application fee is $5 per thousand dollars of the requested mortgage amount for market rate transactions and $3 per thousand dollars of the requested mortgage amount if the transaction meets HUD’s definition as Affordable housing or is a Section 213 loan processed under TAP rather than under MAP.
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