Appendix 2 Quality Control Plans and Identity of Interest
A.2.2.1 MAP Lender’s and Borrower’s Team
HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021) · 2026 edition · updated 2026-10-05 · United States
A. Example 1. The Borrower’s spouse is an employee of the MAP Lender. A prohibited IOI is created.
B. Example 2 . The Management Agent is owned by the Borrower. A prohibited IOI is not created, but the IOI must be disclosed.
C. Example 3. The General Contractor has an ownership interest in the Borrower. A prohibited IOI is not created. The relationship must be disclosed, whether or not the loan includes BSPRA (versus Builder Profit).
D. Example 4 . A principal of the Borrower owns 1,000 shares of a large publicly traded bank at $50 per share. A subsidiary of the bank is acting as the MAP Lender. This is not considered an IOI as the ownership interest is de minimis.
E. Example 5. A MAP Lender recommends an attorney to Borrowers (as Borrower counsel) to facilitate closing because of their familiarity with HUD requirements. The attorney has represented the Lender on other transactions. This is not an IOI, unless the attorney is also advising the Lender on this transaction, or has a direct financial or family relationship with, or is, an employee or principal of the Lender.
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