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Appendix 2 Quality Control Plans and Identity of Interest

A.3.8.5 Calculating Upfront or Capitalized MIP

HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021) · 2026 edition · updated 2026-10-05 · United States

A. The upfront capitalized and annual MIP rate is applied to the full loan amount. Lenders and Borrowers will calculate the appropriate MIP based upon the affordability/green and energy efficient standards applicable to each specific project. The basis for the use of the selected MIP must be described in the Underwriting Narrative.

B. Refer to the Federal Register Final Rule FR-5876-N-03, issued March 31, 2016, which describes the upfront or capitalized MIP basis points per program type.

MAP Guide, March 2021 Go to beginning of Appendix 3

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Appendix 3 Page A3-20

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Appendix 3 Program Specifications and Limitations A.3.8 Affordable & Green MIP Rate Categories

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▸Contents — HUD Multifamily Accelerated Processing (MAP) Guide, HUD Handbook 4430.G (2020 ed., rev. Mar. 19, 2021)

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